Serving Florida’s Treasure Coast
Reserve Studies
in Stuart, Port St. Lucie & Vero Beach
Professional Reserve Studies for Community Associations & Commercial Properties
The Treasure Coast continues to experience steady growth, creating new challenges and opportunities for community associations, condominium boards, and property managers.
From waterfront condominiums in Stuart, Jensen Beach, Hutchinson Island, Fort Pierce, and Vero Beach to master-planned communities throughout Martin, St. Lucie, and Indian River Counties, associations are responsible for maintaining a wide range of common-area assets that require long-term financial planning.
Global Solution Partners, LLC provides Reserve Studies, Structural Integrity Reserve Studies (SIRS), Insurance Appraisals, and Engineering Services for condominium associations, homeowners associations, commercial properties, mixed-use developments, golf communities, resorts, and non-profit organizations throughout Florida's Treasure Coast.
Our Reserve Specialists help association boards understand future repair and replacement obligations so communities can make informed decisions about reserve funding, budgeting, capital improvement planning, and compliance with Florida's reserve funding requirements.
What Is a Reserve Study?
The Treasure Coast includes oceanfront condominiums, barrier island communities, golf developments, active adult neighborhoods, and rapidly growing master-planned communities. Associations throughout the region are responsible for maintaining a wide range of common-area assets, including clubhouses, swimming pools, marinas, private roads, stormwater infrastructure, and other shared amenities that require thoughtful long-term capital planning.
- Swimming pools and clubhouses
- Fitness centers
- Tennis and pickleball courts
- Marinas and docks
- Private roads and parking areas
- Walking trails and landscaping
- Stormwater and drainage systems
- Elevators and parking garages
- Gates, security systems, and other community amenities
Florida’s coastal environment including salt air, humidity, intense sun, and hurricanes can accelerate the deterioration of many building components and site improvements. A professionally prepared Reserve Study helps association boards understand the long-term costs of maintaining these assets while developing a practical funding strategy that supports future repairs and replacements.
What Is a Structural Integrity Reserve Study (SIRS)?
For many Treasure Coast condominium and cooperative associations, a Structural Integrity Reserve Study is now an essential part of long-term building planning. This is especially important for older coastal and waterfront buildings in areas such as Hutchinson Island, Jensen Beach, Stuart, Fort Pierce, Vero Beach, Indian River Shores, and Sebastian, where salt air, moisture, wind exposure, and exterior envelope wear can affect major building systems over time.
A SIRS helps qualifying associations evaluate required structural and life-safety components, estimate future repair and replacement costs, and establish reserve funding for those components in accordance with Florida requirements. For boards, the study provides a clearer picture of upcoming capital needs so they can plan for major projects before they become urgent financial issues.
A SIRS typically evaluates components such as:
- Roof systems
- Load-bearing walls and structural elements
- Floors and foundations
- Fireproofing and fire protection systems
- Plumbing systems
- Electrical systems
- Waterproofing and exterior building envelope components
- Windows and other structural elements required by Florida statutes
Why Treasure Coast Associations Choose Global Solution Partners
Treasure Coast associations face a unique mix of reserve planning challenges. Waterfront and barrier island communities along the Indian River Lagoon, Hutchinson Island, Stuart, Jensen Beach, Fort Pierce, and Vero Beach must plan for salt exposure, humidity, storm activity, and the long-term maintenance of coastal infrastructure. Meanwhile, rapidly growing communities in Port St. Lucie, Tradition, Palm City, Hobe Sound, and throughout Martin, St. Lucie, and Indian River Counties are managing expanding amenities, private roads, stormwater systems, and other shared assets.
Global Solution Partners helps condominium associations, homeowners associations, resorts, commercial properties, and nonprofit organizations develop reserve funding strategies that reflect the unique assets they maintain—from oceanfront condominiums and golf communities to master-planned neighborhoods and waterfront developments.
We provide Reserve Studies, Structural Integrity Reserve Studies (SIRS), Insurance Appraisals, and Property Condition Assessments throughout Florida’s Treasure Coast, including Port St. Lucie, Stuart, Palm City, Jensen Beach, Hobe Sound, Fort Pierce, Vero Beach, Sebastian, Hutchinson Island, Indian River Shores, Sewall’s Point, and surrounding communities.
Every Reserve Study is overseen by a CAI-certified Reserve Specialist (RS).
HOA in Port St. Lucie, FL
Condominium in Fort Pierce, FL
Condo in Vero Beach, FL
Over the years, we have completed reserve studies for a wide range of communities and properties in the Treasure Coast area. Here are just a few:
- Anchorage on the St. Lucie Condominium Association, Port St. Lucie, FL
- Sands on the Ocean, A Condominium – Fort Pierce, FL
- Medalist Homeowners Association, Inc. – Stuart, FL
- Vitalia at Tradition Residents – Port St. Lucie, FL
- Vero Beach Hotel and Club – Vero Beach, FL
- Harbourside of Vero Beach at the Moorings – Vero Beach, FL
Reserve Study Experience with Associations and Managers in Port St. Lucie, Vero Beach and Stuart area.
See what community managers and board members have said about working with Global Solution Partners.
Everything went well. I do not use the competition.
Realtime Property Management
Everything was great and my questions were answered.
What impressed me most was the responsiveness to our request for proposal and the communication throughout the study process. The final report was thorough, easy to understand, and delivered on schedule.
Property Types We Serve
Global Solution Partners provides Reserve Studies and Structural Integrity Reserve Studies (SIRS) for a wide range of association, resort, commercial, and nonprofit properties throughout the Treasure Coast.
Homeowners Associations and Condominium Associations
Treasure Coast communities often maintain more than just basic common areas. Many associations are responsible for clubhouse campuses, pools, fitness centers, pickleball and tennis courts, private roads, gates, lakes, irrigation systems, walking trails, lighting, landscaping, drainage systems, and waterfront amenities.
From barrier island condominiums on Hutchinson Island and Vero Beach to golf communities in Stuart and Palm City, active adult communities in Port St. Lucie, and master-planned neighborhoods in Tradition, Global Solution Partners helps boards understand future capital needs and create reserve funding plans that reflect the community’s actual responsibilities.
Resorts and Timeshare Properties
Oceanfront resorts, boutique waterfront hotels, vacation ownership properties, and golf resort communities throughout the Treasure Coast require careful capital planning to protect guest experience and long-term property value.
Reserve Studies for hospitality properties may include building exteriors, roofing, pools, elevators, guest amenities, parking areas, mechanical systems, common spaces, site improvements, and coastal exposure considerations. Global Solution Partners provides reserve studies for resorts and hospitality properties throughout the region, including being a preferred vendor for Marriott Vacations Worldwide properties.
Commercial and Non-Profit Organizations
The Treasure Coast also includes a wide range of commercial and nonprofit facilities with long-term maintenance and capital planning needs. Global Solution Partners provides Reserve Studies and capital planning services for churches and places of worship, medical offices, business parks, industrial facilities, schools, office buildings, shopping centers, marinas, recreational facilities, and community organizations.
Our studies help property owners, boards, and facility leaders plan for future repairs, replacements, and facility improvements before major costs become unexpected burdens.
Frequently Asked Questions
Why Is Reserve Planning Important for Treasure Coast Associations?
Treasure Coast associations often maintain a diverse mix of common-area assets, from waterfront infrastructure and marina facilities to resort-style amenities and private road systems. Communities throughout Stuart, Port St. Lucie, Jensen Beach, Fort Pierce, Vero Beach, and surrounding areas must balance ongoing maintenance with long-term financial planning.
A professionally prepared Reserve Study helps association boards anticipate future repair and replacement costs, establish appropriate reserve funding, and make informed decisions that support the long-term preservation of their communities.
How Does the Treasure Coast’s Coastal Environment Affect Reserve Planning?
Communities along the Atlantic coastline and the Indian River Lagoon experience year-round exposure to salt air, humidity, intense sunlight, tropical storms, and hurricanes. These environmental conditions can accelerate deterioration of roofs, exterior finishes, waterproofing systems, parking areas, mechanical equipment, railings, and other common-area assets.
Reserve Studies help associations account for these local conditions when forecasting replacement schedules and long-term funding requirements.
Do Master-Planned Communities in Port St. Lucie and Tradition Need Reserve Studies?
Yes. Many of the Treasure Coast’s newer master-planned communities maintain extensive common-area amenities and infrastructure that require long-term financial planning.
These communities often maintain:
- Clubhouses and amenity centers
- Swimming pools and splash pads
- Fitness centers
- Pickleball and tennis courts
- Private roads and sidewalks
- Entry monuments and gate systems
- Walking trails and parks
- Lakes, irrigation, and stormwater management systems
A Reserve Study helps boards understand when these assets will require repair or replacement while establishing reserve contributions that support future capital needs.
Are Reserve Studies Required in Florida?
Traditional Reserve Studies are not required for every association. However, Florida condominium associations are required to reserve for roofs, asphalt, painting, and any component with a replacement cost exceeding $25,000. Florida law also requires certain condominium and cooperative associations to complete a Structural Integrity Reserve Study (SIRS).
Even when not legally required, Reserve Studies are considered a best practice for responsible financial planning, reserve funding, and board fiduciary responsibility.
Does My Association Need a Structural Integrity Reserve Study (SIRS)?
Florida condominium and cooperative associations with buildings that are three habitable stories or higher are generally required to obtain a professional Structural Integrity Reserve Study (SIRS). This requirement applies to qualifying condominium communities throughout Stuart, Vero Beach, Fort Pierce, Hutchinson Island, Jensen Beach, Sebastian, and the surrounding Treasure Coast.
How Often Should a Reserve Study Be Updated?
Industry best practices recommend updating Reserve Studies at least every three years. However, Treasure Coast associations may benefit from more frequent updates due to changing construction costs, inflation, completed capital projects, hurricane impacts, coastal exposure, and changes in the condition of association-maintained assets.
What Components Are Commonly Included in a Treasure Coast Reserve Study?
Every Reserve Study is tailored to the association’s maintenance responsibilities, but many Treasure Coast communities include components such as:
- Roof systems
- Elevators
- Parking garages and parking areas
- Swimming pools and clubhouses
- Fitness centers
- Pickleball and tennis courts
- Private roads and sidewalks
- HVAC, plumbing, and electrical systems
- Security gates and access control systems
- Exterior painting and waterproofing
- Stormwater and drainage infrastructure
- Landscaping, irrigation systems, and lighting
- Docks, marinas, and other waterfront improvements where maintained by the association
The specific components included depend on the governing documents and maintenance obligations of each association.
What Components Are Included in a Structural Integrity Reserve Study (SIRS)?
A Structural Integrity Reserve Study evaluates structural and life-safety components required under Florida law, including:
- Roof systems
- Load-bearing walls and structural elements
- Floors and foundations
- Fireproofing and fire protection systems
- Plumbing systems
- Electrical systems
- Waterproofing and exterior building envelope components
- Windows and other structural components required by Florida statute
How Much Does a Reserve Study Cost?
Reserve Study pricing varies based on the size and complexity of the property, the number of buildings, available documentation, amenities, and the scope of services requested. A waterfront condominium with multiple buildings and extensive amenities typically requires a more comprehensive evaluation than a smaller homeowners association. Contact Global Solution Partners for a customized proposal based on your property’s specific needs.
How Long Does a Reserve Study Take?
Completion time depends on several factors, including property size, scheduling of the site visit, document availability, and the complexity of the community. Associations with multiple buildings, marina facilities, extensive amenities, or large common-area inventories may require additional analysis. Global Solution Partners strives to complete most Reserve Studies within approximately 30 days.
Why Are Reserve Studies Especially Important for Waterfront Communities?
Many Treasure Coast communities are located near the Atlantic Ocean or the Indian River Lagoon, where salt exposure, moisture, wind, and severe weather can shorten the useful life of building components and site improvements. Reserve Studies help boards anticipate these long-term maintenance needs, prioritize future projects, and establish funding plans that reduce financial surprises while protecting community assets.
Can a Reserve Study Help Reduce Special Assessments?
Yes. A professionally prepared Reserve Study helps associations forecast future repair and replacement expenses and establish reserve contributions before major projects become necessary. Although no Reserve Study can eliminate every unexpected expense, proactive reserve funding can significantly reduce the likelihood of large special assessments.
How Do I Request a Reserve Study Proposal?
Requesting a proposal is simple. Contact Global Solution Partners with information about your property, including its location, number of units, building type, amenities, and association responsibilities. Our team will review your needs and provide a customized proposal for a Reserve Study or Structural Integrity Reserve Study (SIRS).
The Professionals Behind Your Reserve Study
Meet some of the reserve study professionals who support association clients throughout the Treasure Coast.
Keith Ruehl, MBA, RS
Operations Team Leader
Keith leads operations and helps to ensure every Reserve Study is completed with quality and accuracy. As a Reserve Specialist (RS), MBA graduate, and Florida Licensed General Contractor, he brings valuable expertise in reserve planning for homeowners associations (HOAs) and condominium associations.
Bonnie Bogert, RS
Project Management Team Leader
Bonnie supports project setup, report review, and client communication while managing reserve study projects, helping guide clients through the reserve study process from start to finish.
Sarah Eastridge, RS
Project Manager
Sarah manages Reserve Study projects for community associations, homeowners associations (HOAs), and condominium associations. She works closely with clients to keep projects on track, providing responsive communication and dependable support from start to finish.
Links to Local Organizations
The following organizations provide information, education, and support for community associations, board members, and property managers in the Treasure Coast area.
