Serving Texas
Reserve Study Services Throughout the
State of Texas
Professional Reserve Study Services throughout Texas for condominium associations, homeowners associations (HOAs), resorts, commercial properties, municipalities, and non-profit organizations.
Everything’s bigger in Texas—including the importance of planning ahead. Across the Lone Star State, from thriving metropolitan areas and growing master-planned communities to Hill Country developments and Gulf Coast properties, a professionally prepared Reserve Study helps associations protect valuable common-area assets, prepare for future repair and replacement costs, and plan confidently for the long term.
Texas continues to experience remarkable residential and commercial growth, with expanding metropolitan areas, master-planned communities, resort destinations, and aging infrastructure creating an increasing need for long-term capital planning. From Dallas-Fort Worth, Houston, Austin, and San Antonio to Corpus Christi, Galveston, Lubbock, Amarillo, El Paso, and communities throughout the Gulf Coast, Hill Country, East Texas, West Texas, and the Rio Grande Valley, property owners and association boards are responsible for maintaining valuable common-area assets while preparing for future repair and replacement costs.
Global Solution Partners provides professional Texas Reserve Studies, Insurance Appraisals, Transition Studies, Property Condition Assessments (PCAs), and Engineering Services throughout Texas. We assist homeowners associations (HOAs), condominium associations, resorts, commercial properties, municipalities, and non-profit organizations with developing practical reserve funding strategies that protect property values, reduce the likelihood of unexpected special assessments, and support long-term financial stability.
What Is a Reserve Study?
A professional Reserve Study evaluates the major common-area components that an association is responsible for maintaining. Each component is inspected to determine its current condition, estimated remaining useful life, projected replacement cost, and the reserve funding needed to support future repairs and replacements.
Depending on the property, a Texas Reserve Study may include:
- Roof systems
- Building exteriors, stucco, brick, and siding
- Exterior painting and protective coatings
- Asphalt roads and parking lots
- Concrete sidewalks and curbing
- Stormwater drainage systems
- Retaining walls
- Clubhouses and community centers
- Swimming pools and pool equipment
- Splash pads and water features
- Tennis and pickleball courts
- Fitness centers
- Playgrounds
- Dog parks
- Fencing, perimeter walls, and entry monuments
- Security gates and access control systems
- Site lighting
- Irrigation systems
- Landscaping improvements
- HVAC systems serving common areas
- Electrical systems
- Plumbing systems serving common areas
- Elevators (where applicable)
- Fire protection systems
- Lakes, ponds, fountains, and aeration systems
- Docks, bulkheads, boardwalks, and marinas (coastal communities)
- Seawalls and shoreline protection structures (where applicable)
Every component is evaluated to estimate its remaining useful life, anticipated replacement timing, current replacement cost, and the recommended reserve contribution needed to help the association maintain adequate funding for future capital expenditures.
Understanding Texas Reserve Study Requirements
Texas law does not require condominium associations or homeowners associations (HOAs) to obtain a Reserve Study or maintain a specific level of reserve funding. Instead, reserve funding responsibilities are generally established by an association’s declaration, bylaws, covenants, and other governing documents. The primary laws governing community associations in Texas are the Texas Uniform Condominium Act (Texas Property Code Chapter 82) for condominium associations and the Texas Residential Property Owners Protection Act (Texas Property Code Chapter 209) for most homeowner associations. While these laws establish requirements for association governance, budgets, assessments, records, and financial disclosures, they do not require Reserve Studies or mandate minimum reserve fund balances. However, a lender or financing program may require one. For example, Fannie Mae, Freddie Mac, FHA, or VA lending guidelines may effectively require a professional reserve analysis for certain condominium loans, particularly to support mortgage eligibility.
Although a Reserve Study is not required by Texas law, it is widely recognized as a best practice for responsible community management and long-term financial planning. Whether your community is located in Dallas-Fort Worth, Houston, Austin, San Antonio, the Texas Hill Country, the Gulf Coast, or West Texas, a professionally prepared Reserve Study provides the financial roadmap needed to protect property values and plan for future capital expenditures. A Reserve Study helps boards evaluate the condition of common-area components, estimate future repair and replacement costs, establish long-term reserve funding strategies, reduce the likelihood of unexpected special assessments, and make informed financial decisions that protect property values and support the long-term financial health of the community.
Even when not legally required, conducting a professional Reserve Study demonstrates sound fiscal stewardship and helps association boards fulfill their fiduciary responsibility to properly maintain the community’s common assets while planning for future capital expenditures. In addition, many lenders, insurers, and prospective purchasers increasingly consider reserve funding when evaluating the financial health of condominium and homeowners associations.
Why Texas Associations Choose Global Solution Partners
Texas is one of the fastest-growing states in the nation, with continued expansion throughout Dallas-Fort Worth, Houston, Austin, San Antonio, Corpus Christi, Galveston, McAllen, El Paso, Lubbock, Waco, College Station, Tyler, Midland, Odessa, and communities across the state. Rapid development, aging infrastructure, and increasingly complex community amenities have made long-term reserve planning more important than ever.
Texas associations face unique challenges, including extreme summer heat, hailstorms, high winds, flooding in some regions, and coastal exposure along the Texas Gulf Coast. These environmental conditions can accelerate the deterioration of roofs, exterior finishes, pavement, mechanical systems, pools, and other common-area assets. A professionally prepared Reserve Study helps boards establish responsible reserve funding, prioritize capital improvements, reduce the risk of unexpected special assessments, and preserve property values.
Global Solution Partners has completed thousands of Reserve Studies throughout the United States. Every Reserve Study is overseen by a CAI Certified Reserve Specialist (RS) and prepared in accordance with the CAI National Reserve Study Standards, providing associations with reliable guidance for long-term capital planning and reserve funding.
Community in Porter, TX
Townhomes in Spring, TX
Condos in Houston, TX
Communities We Have Served in Texas
Global Solution Partners has completed Reserve Studies for a wide range of condominium associations, homeowners associations (HOAs), resorts, commercial properties, municipalities, and non-profit organizations throughout Texas. Our experience includes communities across the Dallas-Fort Worth Metroplex, Houston, Austin, San Antonio, the Gulf Coast, the Hill Country, East Texas, West Texas, and the Rio Grande Valley, serving urban, suburban, resort, and coastal communities with comprehensive long-term capital planning solutions.
Here are just a few of the Texas communities and properties we have served:
- Riverwalk POA – Porter, TX
- Bavarian Forest – Helotes, TX
- High Hollows – Dallas, TX
- Harvard Villas – Plano, TX
- Fontanna Ranch – Rockwall, TX
- Turtle Lakes Estates – Irving, TX
- Cheswood Manor – Spring, TX
- Oakmont Village HOA – Spring, TX
- South Post Oak Association, Inc. – Houston, TX
Reserve Study Experience with Associations and Managers in Texas
See what community managers and board members have said about working with Global Solution Partners.
This was the association's first reserve study. They were happy with what was provided.
Service was amazing! Global Solutions is helpful and provided insight on the Community's reserves.
Service is pretty excellent. Appreciate the timeliness, responsiveness, and follow through. BIG THUMBS UP.
Property Types We Serve
Global Solution Partners provides Reserve Studies for a wide range of association and commercial property types throughout Texas.
Homeowners Associations and Condominium Associations
Texas is home to more than 22,000 community associations with over 6.25 million residents in condominium associations, homeowners associations (HOAs), master-planned communities, townhome developments, gated neighborhoods, active adult communities, and mixed-use developments. Global Solution Partners provides professional Reserve Studies throughout Dallas-Fort Worth, Houston, Austin, San Antonio, Corpus Christi, Galveston, El Paso, Lubbock, Waco, College Station, Tyler, McAllen, and communities across Texas. Our studies help association boards establish long-term reserve funding strategies, plan for future capital expenditures, and protect property values.
Resorts and Timeshare Properties
From the beaches of South Padre Island, Galveston, and Corpus Christi to the golf resorts of the Texas Hill Country and destination hotels throughout Dallas, Austin, Houston, and San Antonio, Texas offers a diverse hospitality market. Global Solution Partners prepares Reserve Studies for resorts, vacation ownership properties, hotels, golf communities, and mixed-use hospitality developments, helping owners plan for future repairs, replacements, and capital improvements while maintaining exceptional guest experiences. We are proud to serve as a preferred Reserve Study vendor for Marriott Vacations Worldwide.
Commercial and Non-Profit Organizations
Beyond community associations, Global Solution Partners provides professional Reserve Studies, Property Condition Assessments (PCAs), and long-term capital planning services for commercial properties, municipalities, and non-profit organizations throughout Texas. Our experience includes office buildings, retail centers, mixed-use developments, industrial facilities, healthcare campuses, churches, schools, parks, community centers, public facilities, and recreational campuses. Our studies help property owners, developers, investors, property managers, municipalities, and non-profit organizations plan for future repairs, replacements, and capital improvements, extend the useful life of building systems and infrastructure, support responsible budgeting, and protect the long-term value and functionality of their facilities.
Frequently Asked Questions
Does Texas law require Reserve Studies?
Texas law does not require condominium associations or homeowners associations to conduct Reserve Studies or maintain a specific level of reserve funding. However, Reserve Studies are considered a best practice for responsible financial planning and long-term property maintenance. Obtaining a professional Reserve Study is widely considered part of an association board’s fiduciary responsibility.
Do Texas HOA and condominium associations need a Reserve Study?
While Texas law does not require homeowners associations (HOAs) or condominium associations to obtain a Reserve Study, it is considered to be a best practice for long-term financial planning. A Reserve Study helps boards understand future repair and replacement costs, establish appropriate reserve funding, and reduce the likelihood of unexpected special assessments.
Why are Reserve Studies especially important for Texas communities?
Texas communities experience a wide range of environmental conditions that can accelerate the deterioration of common-area assets. Condominium associations and homeowners associations (HOAs) throughout the state from Galveston, Corpus Christi, and South Padre Island along the Gulf Coast to Dallas-Fort Worth, Houston, Austin, San Antonio, El Paso, and the Texas Hill Country must plan for the long-term effects of extreme heat, intense sunlight, hailstorms, high winds, heavy rainfall, flooding, coastal salt air, tropical storms, and hurricanes.
These conditions can shorten the life expectancy of many common-area components, including:
- Roof systems
- Building exteriors and siding
- Exterior paint and protective coatings
- Windows and doors
- Balconies and railings
- Waterproofing systems
- Asphalt roads and parking lots
- Stormwater drainage systems
- Swimming pools and pool equipment
- Clubhouses and amenity buildings
- HVAC systems
- Irrigation systems
- Entry monuments and security gates
- Docks, piers, marinas, and seawalls (coastal communities)
A professionally prepared Reserve Study helps Texas condominium associations and homeowners associations estimate future repair and replacement costs, establish appropriate reserve funding, reduce the likelihood of unexpected special assessments, and protect both property values and the long-term financial health of the community.
How does Texas’ climate affect Reserve Study planning?
Texas is one of the most geographically diverse states in the country. Coastal communities often face salt air, hurricanes, and flooding, while inland communities contend with prolonged heat, drought, hailstorms, and severe weather. These environmental factors can significantly impact the useful life of roofs, pavement, HVAC systems, exterior finishes, irrigation systems, pools, and other common-area components. A professionally prepared Reserve Study accounts for these regional conditions, helping association boards develop a realistic long-term funding plan based on the unique needs of their community.
Why should communities in Texas obtain a Reserve Study?
- Legal, fiduciary, and financing requirements. While many states have specific regulations regarding funding an association’s reserve accounts, all Boards of Directors have a fiduciary obligation, which includes being responsible when it comes to financial planning for the association. Additionally, it is becoming commonplace for lenders and buyers to scrutinize reserve accounts.
- Maintain property values. There is a strong correlation between how well a community is maintained and the property values within that community. Unfortunately, some communities are poorly maintained as a result of poor planning. A Reserve Study provides a financial road map to ensure there will be adequate funds to keep the community in good repair.
- Create a long-term repair and replacement plan. Most have heard the saying “If you fail to plan… then you plan to fail.” A reserve study not only acts as a financial plan but also serves as a guide for scheduling needed future repairs and replacements.
- Minimize the need for special assessments and loans. Special assessments and loans are not terms that most owners want to hear, and are frequently needed as a result of poor planning. The information in a reserve study allows for better planning to avoid the need for special assessments or loans in the future.
- Distribute reserve contributions fairly among current and future owners. Funding the reserves at proper levels facilitates both current and future owners paying their fair share. While underfunding reserves is a disservice to future owners, overfunding reserves may place an unnecessary burden on current owners..
What components are included in a Reserve Study?
A Reserve Study evaluates the common-area components an association is responsible for maintaining. Depending on the property, these components may include:
- Roof systems
- Building exteriors
- Exterior painting
- Waterproofing systems
- Elevators
- Swimming pools
- Clubhouses
- HVAC systems
- Plumbing systems
- Electrical systems
- Asphalt roads and parking areas
- Sidewalks and retaining walls
- Site lighting
- Security and access control systems
- Recreational amenities
The components included vary depending on the association’s governing documents and maintenance responsibilities.
How much does a Reserve Study cost?
The cost of a Reserve Study depends on several factors, including the property’s size, number of buildings, amenities, common-area components, and overall complexity. Larger communities and properties with extensive amenities typically require more detailed evaluations. Contact Global Solution Partners for a customized proposal based on your property’s specific needs.
How long does a Reserve Study take to complete?
Project timelines vary depending on the property’s size, document availability, scheduling of the site visit, and the complexity of the community. Global Solution Partners strives to complete most Reserve Studies within approximately 30 days after receiving the necessary information and completing the property review.
Why are Reserve Studies important for Texas condominium associations and HOAs?
Reserve Studies help boards plan for future capital repairs and replacements, support responsible budgeting, preserve property values, and strengthen long-term financial stability. By understanding future funding needs, associations can make informed decisions that benefit both current and future owners.
What are reserve funds?
Reserve funds are money set aside by an association to pay for future major repairs and replacements of common-area assets. Properly funded reserves help communities avoid unexpected financial burdens while ensuring that buildings, amenities, and infrastructure can be maintained over time.
Can a Reserve Study help reduce special assessments?
Yes. A professionally prepared Reserve Study helps associations anticipate future capital expenditures and establish appropriate reserve contributions. Adequately funded reserves can significantly reduce the likelihood of unexpected special assessments when major repairs or replacements become necessary.
How do I request a Reserve Study proposal?
Requesting a proposal is easy. Contact Global Solution Partners with information about your property, including the number of units, building type, location, age of the community, and common-area amenities. Our team will review your needs and provide a customized proposal for a professional Reserve Study.
The Professionals Behind Your Reserve Study
Our Texas Reserve Study team includes Professional Engineers (PEs), Reserve Specialists (RSs), and members with numerous other applicable specialty qualifications with experience serving condominium and homeowners associations throughout the state.
Phil Halpin, RS
Resorts Team Leader
Phil brings extensive experience in Reserve Studies for homeowners associations (HOAs), condominium associations, commercial properties, resorts, and mixed-use developments. As Global Solution Partners' technology leader, he develops innovative solutions that improve project accuracy, streamline operations, and enhance the client experience.
Bonnie Bogert, RS
Project Management Team Leader
Bonnie supports project setup, report review, and client communication while managing reserve study projects, helping guide clients through the reserve study process from start to finish. Based in the Houston area, Bonnie serves clients throughout Texas.
Kyle Jackson, P.E., RS
Site Specialist Team Leader
Kyle oversees GSP’s Site Specialist team and performs field evaluations for Reserve Study projects nationwide, with extensive experience serving large associations, resort properties, and other complex developments. He works closely with project teams to help ensure accurate field data and high-quality Reserve Studies for clients throughout Texas and across the country.
Links to Local Organizations
The following organizations provide information, education, and support for community associations, board members, and property managers in the Texas area.
